Over the past decade, the financial industry has undergone a significant transformation. With the emergence of open banking, financial services are more innovative, inclusive and consumer-centric than ever before. At the forefront of this change is Tink, Europe's leading open banking provider.

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In the wake of the digital transformation that’s shaped the past few decades, traditional financial services are evolving into something new. The emerging financial landscape is digital, dynamic and puts the consumer at the heart of everything. 

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When Tink was founded back in 2012, the ambition was to change financial services for the better by opening up access to financial data. To increase consumer choice, reshape banking and make it more accessible, understandable and useful – to anyone, anywhere. 

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Now ten years later, Tink is live in 18 markets, connecting hundreds of banks and reaching over 250 million consumers through a single API. Powered by open banking, its tailor-made products enable banks, fintechs, and merchants to create better experiences for their customers. Tink was acquired by Visa in 2022 and is now an established global leader in the open banking revolution. The combination of Visa’s proven infrastructure and sustained investment in resilience, cybersecurity and fraud prevention with Tink’s APIs, technology and customer relationships will help accelerate the adoption of open banking around the world by providing a secure, reliable platform for innovation.

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The company's technology platform enables financial institutions to build better, fairer financial services for their customers. By empowering the pioneers of finance, Tink’s services remove barriers with an open banking infrastructure that allows people and businesses to use their financial data in new, innovative ways.

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The collaborative approach between Tink and some of the biggest financial institutions in the world has already delivered tangible results. With partners like NatWest, Adyen and Revolut, Tink is powering millions of low-cost, low-fraud payments, enabling seamless loan origination processes and helping millions of people manage their finances.

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Creating a fairer and more inclusive financial system lies at the heart of Tink’s consumer-centric business approach. That’s why it continues to encourage the mass-market adoption of open banking payments, simplifying access to low-cost, low-fraud transactions. Leveraging Visa’s experience in cybersecurity, encryption, tokenisation, fraud and risk monitoring to ensure the highest levels of security and trust. 

Open banking is transforming the financial landscape for the benefit of both businesses and consumers. But we’re only at the beginning of this journey – so make sure to not be left behind as we enter a new era of finance.

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